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Investment Proforma

Own an Asset, not a Liability
Ocean View One Bedroom Rental and Expense Projection

Average Rate Per Night 60% Occupancy 65% Occupancy 70% Occupancy 75% Occupancy
Gross Income at $299/night $65,481 $70,938 $76,395 $81,851
Maintenance Fee $3,600 $3,600 $3,600 $3,600
Use Fee $12,045 $13,049 $14,053 $15,056
Management Fee $19,644 $21,281 $22,918 $24,555
Average Net Rental $30,192 $33,008 $35,824 $38,640
Two Week Bonus $4,186 $4,186 $4,186 $4,186
Gross Net/year (including 2 free
bonus weeks)
$34,378 $37,194 $40,010 $42,826

 

Assuming 60% occupancy at $299 per night, the gross income would be $65,481 per year.

After deducting the estimated expenses for maintenance, use and management fees, the gross net return is $30,192 per year. The use fee and management fee is only charged when the Unit is occupied.

Gross net per year, including the two free weeks use valued at $4,186, is $34,378 or a 11.3% return per year on the $309,000 purchase price.

Assuming 40% down, the purchase price with the appropriate under construction discount will be $309,000 and the down payment would be $123,600.

10 Year balloon note ($185,400) at 8% interest only would be an annual interest payment of $14,832.

Gross net per year is $30,192 and the two free weeks valued at $4,186 is $34,378 or a 27.8% return per year on the $123,600 invested (cash actually in).

The $34,378 less the interest payment of $14,832 per year shall net $19,546 per year or 15.8% based on the $123,600 invested (cash actually in).

The above Proforma does not include the annual appreciation which has been between 10% and 20% per year over the last ten years. The current annual 2007/2008 per night rental rate for an Ocean View One Bedroom Unit in the Turks and Caicos Islands is $614. The above proformas are based on $299 per night or approximately 50% less than the 2007/2008 annual rental rate, not the high season rental rate which is much higher.

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